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NOW Checking

NOW Checking

Looking for interest-bearing checking accounts? Try CNB’s highly popular NOW and SuperNOW accounts. These banking products pay interest on your balances – with the advantages of checking and savings. Find out more about CNB’s NOW line of checking products.

  1. Available to individuals only.    
  2. Interest rates may change weekly.    
  3. Interest is credited at the end of each statement period and paid on the collected balance.     
  4. No maintenance charges as long as you maintain a $500 minimum balance in your Passbook Savings account, or a $500 minimum balance in your checking account, or an average balance of $1,000 in your checking account.      
  5. If your balance drops below the required balance there is a maintenance charge of $10.00 per month and $.35 per debit.     
  6. CNB banking card at no additional charge.
  7. No interest earned for any day the balance drops below $500.

SuperNOW Checking

  1. Available to individuals only.
  2. A minimum $500 initial deposit is required. 
  3. Interest credited at the end of the statement period.
  4. Interest rate may change weekly.   
  5. Unlimited number of checks. 
  6. If your daily balance drops below $1,500, the interest rate drops to the NOW rate.      
  7. No maintenance charges as long as you maintain a $1,000 minimum balance in your Passbook Savings account, or $1,000 minimum balance in your checking account, or an average balance of $2,000 in your checking account.    
  8. Pays the SuperNOW rate plus .1% on balances of $5,000 and more determined by your daily balances per statement period.      
  9. Pays the SuperNOW rate on balances from $1,500 to $4,999 determined by your daily balances per statement period.     
  10. Pays the NOW rate on balances of $500 – $1,499 determined by your daily balances per statement period. 
  11. Pays no interest on balances of $0 – $499 determined by your daily balances per statement period.     
  12. If your balance drops below the required balance, there is a maintenance charge of $10.00 per month and $.35 per debit.     

All accounts for business purposes are subject to commercial analysis activity charges under “Commercial Checking Accounts.”